Business Hours
Monday-Friday 9:00 a.m.- 6:00 p.m.
Saturday 9:00a.m.-1:00 p.m.
(Pacific Time, Excluding Holidays)
We Are Home Loan Specialists; Refinance, VA, FHA, Conventional, and Jumbo Mortgage
Interest rates are LOW! So now is great time to buy or refinance a home

Now is a great time refinance or buy that home. Mortgage rates are still low, but they won't stay this way forever!
Refinancing a Mortgage
VA Loans
FHA
Acquire your home with little to nothing down! Or use our FHA Loan to cash out for debt consolidation and home improvements, or drop your payments with no appraisal or income qualifications. NO CLOSING COSTS AND NOTHING ADDED TO YOUR LOAN!
*Terms and Conditions Apply. Call for Details.
Cash-Out Refinance
Reduce Your Interest Rate
Pay Off Your Loan Faster
Refinancing to lower your monthly payment may extend the number of monthly payments and/or the total amount paid when compared to your current situation.
Call 714.912.2525 today to speak with a mortgage specialist or complete the form above for a free no-obligation consultation.
Hear what our clients are saying about our service
- JD., Hayward
DISCLOSURES
Home loans subject to credit and property approval. Rates are subject to change without notice. See more information on available mortgage rates and terms or to calculate a monthly payment.
All VA rules, guidelines and additional program requirements will apply. Except as provided by applicable VA guidelines, the same parties obligated on the original loan must be the parties on the title and obligated on the new loan. Proceeds from the new loan will only be used toward payment of the original loan amount. No cash back can be received from the new loan. Payment of discount points, taxes, insurance and HOA fees are the responsibility of the borrower. Other exclusions apply. Refinancing either to lower the monthly payment or change from a variable-rate to a fixed-rate loan could result in an increase in the total number of monthly payments and interest charges paid over the full term of the new loan.
VA loans require a VA funding fee collected at closing. The fee varies with the amount of the down payment and is higher with no or low down payments. Maximum loan limits vary by county. The VA funding fee is nonrefundable.